Josh Havlik

Independent Insurance Agent


Welcome to my website, I'm glad you stopped by. I'm an independent business owner, managing my clients through the many resources of Miller-Hartwig Insurance; a family owned, local company, based in Lakeville, MN. I chose Miller-Hartwig because of their integrity and commitment to doing things the right way. We have contracts with over 20 companies including: AAA, Allied, Auto-Owners, Cincinnati, Encompass, Hartford, Integrity, MetLife, North Star Mutual, Progressive, Safeco, Secura, Selective, State Auto, Travelers, USLI, Western National, Wilson Mutual, and more.

Does your insurance agent review your account regularly? Is he or she impossible to get a hold of? Does he or she only represent one company? Those are all great reasons to give me a call to see if we can put a new insurance plan in place.

I would describe myself as a young, vibrant, insurance professional with a good grasp on the industry, a strong work ethic, and pledge to be an accessible resource for all your insurance needs. I can come up with creative ways to save you money, help with your claim questions, or help you understand your insurance policy. I'm sure you will find my approach refreshing and my honesty impeccable. Whether it be your business, home, auto, or life insurance plan; I can get you covered properly at a fair price.

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